Download Handbook of Employee Benefits and Administration (Public by Christopher G. Reddick, Jerrell D. Coggburn PDF

By Christopher G. Reddick, Jerrell D. Coggburn

Financial realities and altering social priorities are requiring a dramatic shift within the method that advantages are chosen and presented to staff, specifically within the public zone. which means public directors and coverage researchers needs to think of new parameters and contingencies, either monetary and social, while comparing offerings and making coverage judgements. The instruction manual of worker merits and management offers HR managers, specialists, and scholars and students in public management with a complete review of this severe worker part. revered specialists in govt and academia delve into an exploration of all significant advantages, together with retirement and healthcare, with a selected emphasis on starting to be issues and developments in the public area. gratifying the call for for authoritative examine on HR administration, this crucial source presents research and perception at the such a lot urgent components of issues. Public worker advantages — examines moral rules and financial issues; compares federal worker advantages to these of the personal quarter wellbeing and fitness and retirement advantages — explores the altering setting of nation and native govt pensions and retirement making plans within the US and united kingdom; compares private and non-private area salary and future health profit reimbursement monetary administration— considers starting to be demanding situations and the rage in the direction of outsourcing modern merits — discusses rising possibilities, resembling better schooling and family associate merits that includes prepared research and concise summaries in every one bankruptcy, with an emphasis on destiny developments, this exhaustive reference deals public coverage directors and researchers the present info and perception had to form destiny discussions of gain applications for public staff.

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Additional resources for Handbook of Employee Benefits and Administration (Public Administration and Public Policy)

Example text

Holland and Goodman’s chapter examines differences between DB pension plans—predominate in the public sector—and DC pension plans, and the implications for transitioning to DC plans. The shift to DC plans is easier to administer because employees have the responsibility for retirement planning. The purpose of their research is to determine if transitioning to DC plans employees can make better decisions about their retirement planning given their level of financial literacy. The overall conclusion from this empirical study is that employees need to be more familiar with the financial world to make intelligent decisions on employee benefits.

The major retirement arena for individual savings is the 401k and 403b taxsheltered, supplemental retirement accounts. The tax code (from whence the 401k and 403b terminology is derived) encourages this form of retirement savings. In addition to employee–employer funded retirement pensions, individuals may also make tax-deferred contributions to a retirement account. Income tax on the principle (and the interest it earns) is deferred until it is withdrawn from the account during retirement (when the individual is usually in a lower tax bracket).

Fears of illness and the subsequent devastating financial burdens that they can impose are quite disquieting. Health benefits are an invaluable tool in recruiting and retaining employees. 1 Health Insurance Health insurance is the means by which these fears can be allayed. In addition to major medical expenses, health insurance can also inexpensively aid in alleviating other health-related threats to motivation and productivity. Health insurance plans may include additional provisions for prescription drug, mental health, dental, and eye care benefits.

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